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Straight answers for Florida homeowners.

22 practical guides on home inspections, insurance reports, maintenance and buying or selling a home in Northeast Florida.

Start here ยท Buying a Home

What a Florida Home Inspection Covers (and What It Does Not)

A home inspection is a visual, non invasive look at the major systems of a house. Here is exactly what that means, and where the limits are.

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Insurance Inspections

The Florida 4-Point Inspection: What Insurers Look For

Buying or insuring an older Florida home? Here is what a 4-Point Inspection checks and the common items that can hold up coverage.

3 min read
Insurance Inspections

Wind Mitigation Inspections: How the OIR-B1-1802 Form Can Lower Your Premium

Florida insurers are required to offer discounts for wind resistant features. A wind mitigation report is how you prove your home has them.

3 min read
Insurance Inspections

Florida Roof Certifications: What They Are and When You Need One

Insurers care a lot about roof age and condition. A roof certification documents both so you can keep or obtain coverage.

3 min read
Selling a Home

How to Prepare for a Home Inspection: A Checklist for Sellers

A little preparation goes a long way. This checklist helps the inspection go smoothly and keeps your closing on track.

3 min read
Buying a Home

After the Inspection: How Buyers Should Use the Report

Your report may list a lot of items. Here is how to sort what matters, what to negotiate and what to simply plan for.

3 min read
Buying a Home

Should You Attend Your Home Inspection?

Short answer: yes, at least for the last part. Here is how to get the most from your time with the inspector.

3 min read
New Construction

Why You Should Inspect a Brand New Home

New does not mean perfect. An independent inspection catches builder mistakes while the builder is still responsible for fixing them.

3 min read
Selling a Home

Are Pre-Listing Inspections Worth It for Florida Sellers?

Finding issues before a buyer does puts you in control of repairs, pricing and the story you tell about your home.

3 min read
Buying a Home

Pool and Spa Inspections: What Gets Checked

Pools are one of the most expensive features to repair. Here is what a pool inspection looks at before you buy.

3 min read
Buying a Home

Buying a Foreclosure or Bank Owned Home in Florida: Inspection Tips

Foreclosures can be a great value, but they are usually sold as is. Here is how to protect yourself.

3 min read
Local Guides

Common Problems We See in Palm Coast Homes

Palm Coast has a wide mix of home ages and styles. These are the issues that show up most often during inspections.

3 min read
Home Maintenance

Signs Your Florida Roof Is Near the End of Its Life

Florida sun, wind and rain shorten roof life. These are the signs to watch for, inside and out.

3 min read
Buying a Home

Polybutylene, Galvanized and Cast Iron: Plumbing Florida Buyers Should Know

Not all pipes are equal. Some older materials can affect insurance, resale and your repair budget.

3 min read
Insurance Inspections

Electrical Panels and Wiring Florida Insurers Flag

Some panel brands and wiring types can make an older home harder to insure. Here is what to watch for.

3 min read
Home Maintenance

Florida AC Systems: Age, Maintenance and Inspection Red Flags

Your AC runs most of the year in Florida. Here is how to tell if it is healthy, and what an inspector watches for.

3 min read
Buying a Home

Moisture, Mold and Water Intrusion: What an Inspector Can and Cannot Tell You

Water is the enemy of every Florida home. Here is how inspectors find moisture problems and where their role ends.

3 min read
Home Maintenance

Hurricane Season Home Checklist for Northeast Florida

Hurricane season runs June 1 to November 30. A little preparation protects your home and makes insurance claims easier.

3 min read
Home Maintenance

Stucco Cracks in Florida Homes: Cosmetic or Concern?

Almost every stucco home has cracks. Here is how to tell which ones are normal and which deserve a closer look.

3 min read
Buying a Home

Termites and WDO Inspections in Florida Explained

Termites are common in Florida. A WDO inspection is a separate report, and most buyers should get one.

3 min read
Local Guides

Condo Inspections in Daytona Beach and Flagler Beach

Buying a condo near the beach? The unit inspection focuses on what you own, while the association handles the rest.

3 min read
Buying a Home

What Affects the Cost of a Home Inspection in Florida?

Inspection pricing depends on the home. Here is what goes into a quote, and how bundling can save time and money.

3 min read
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