Straight answers for Florida homeowners.
22 practical guides on home inspections, insurance reports, maintenance and buying or selling a home in Northeast Florida.

What a Florida Home Inspection Covers (and What It Does Not)
A home inspection is a visual, non invasive look at the major systems of a house. Here is exactly what that means, and where the limits are.
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The Florida 4-Point Inspection: What Insurers Look For
Buying or insuring an older Florida home? Here is what a 4-Point Inspection checks and the common items that can hold up coverage.

Wind Mitigation Inspections: How the OIR-B1-1802 Form Can Lower Your Premium
Florida insurers are required to offer discounts for wind resistant features. A wind mitigation report is how you prove your home has them.

Florida Roof Certifications: What They Are and When You Need One
Insurers care a lot about roof age and condition. A roof certification documents both so you can keep or obtain coverage.

How to Prepare for a Home Inspection: A Checklist for Sellers
A little preparation goes a long way. This checklist helps the inspection go smoothly and keeps your closing on track.

After the Inspection: How Buyers Should Use the Report
Your report may list a lot of items. Here is how to sort what matters, what to negotiate and what to simply plan for.

Should You Attend Your Home Inspection?
Short answer: yes, at least for the last part. Here is how to get the most from your time with the inspector.

Why You Should Inspect a Brand New Home
New does not mean perfect. An independent inspection catches builder mistakes while the builder is still responsible for fixing them.

Are Pre-Listing Inspections Worth It for Florida Sellers?
Finding issues before a buyer does puts you in control of repairs, pricing and the story you tell about your home.

Pool and Spa Inspections: What Gets Checked
Pools are one of the most expensive features to repair. Here is what a pool inspection looks at before you buy.

Buying a Foreclosure or Bank Owned Home in Florida: Inspection Tips
Foreclosures can be a great value, but they are usually sold as is. Here is how to protect yourself.

Common Problems We See in Palm Coast Homes
Palm Coast has a wide mix of home ages and styles. These are the issues that show up most often during inspections.

Signs Your Florida Roof Is Near the End of Its Life
Florida sun, wind and rain shorten roof life. These are the signs to watch for, inside and out.

Polybutylene, Galvanized and Cast Iron: Plumbing Florida Buyers Should Know
Not all pipes are equal. Some older materials can affect insurance, resale and your repair budget.

Electrical Panels and Wiring Florida Insurers Flag
Some panel brands and wiring types can make an older home harder to insure. Here is what to watch for.

Florida AC Systems: Age, Maintenance and Inspection Red Flags
Your AC runs most of the year in Florida. Here is how to tell if it is healthy, and what an inspector watches for.

Moisture, Mold and Water Intrusion: What an Inspector Can and Cannot Tell You
Water is the enemy of every Florida home. Here is how inspectors find moisture problems and where their role ends.

Hurricane Season Home Checklist for Northeast Florida
Hurricane season runs June 1 to November 30. A little preparation protects your home and makes insurance claims easier.

Stucco Cracks in Florida Homes: Cosmetic or Concern?
Almost every stucco home has cracks. Here is how to tell which ones are normal and which deserve a closer look.

Termites and WDO Inspections in Florida Explained
Termites are common in Florida. A WDO inspection is a separate report, and most buyers should get one.

Condo Inspections in Daytona Beach and Flagler Beach
Buying a condo near the beach? The unit inspection focuses on what you own, while the association handles the rest.

What Affects the Cost of a Home Inspection in Florida?
Inspection pricing depends on the home. Here is what goes into a quote, and how bundling can save time and money.

Buying, selling or insuring a home?
Call Steve directly or request your inspection online. Clear answers, fast scheduling and a report you will actually understand.
