The four points
- Roof: type, age, remaining life and any visible damage or leaks.
- Electrical: panel type and condition, wiring type and any hazards insurers flag.
- Plumbing: supply and drain materials, water heater age and visible leaks.
- HVAC: system age, operation and general condition.
Who needs one?
Insurers commonly ask for a 4-Point Inspection on homes that are 25 to 30 years old or more, though every company sets its own rules. If you are buying an older home, it is smart to schedule the 4-Point with your home inspection so you are not scrambling before closing.
Bundle and save time
Most clients book the 4-Point together with a Wind Mitigation Inspection, and often a Roof Certification. One visit, all the forms your insurance agent needs.
